Housing

The City of Miramar's Housing Division is dedicated to providing affordable, safe, and stable housing to enhance community well-being and support low- to moderate-income families in achieving economic success and a high quality of life.

Mission Statement: To leverage the power of affordable, decent, safe, and stable housing to help communities thrive and low- and moderate-income families increase their potential for long-term economic success and sustained high quality of life.

Vision Statement: To ensure that every Miramar resident, regardless of their socio-economic status, has good choices in where they live and better opportunities to reach their fullest potential.

Programs and Services

FOR HOMEOWNERS: HOPP Foreclosure Prevention & Home Repairs Loan

HOMEOWNER PRESERVATION PROGRAM (HOPP)

Application period open.

This loan program is designed to assist households that need immediate financial assistance for foreclosure prevention OR home repairs.

FOR SENIORS: Roof and A/C Repairs

APPLICATION PERIOD OPEN

The Senior Emergency Funding Assistance (SEFA) program supports eligible seniors (age 60 and over) with assistance for essential Roof and/or Air Condition repairs or replacement.

1st TIME HOMEBUYERS: Moderate Income Mortgage Assistance

NEW APPLICATION PERIOD OPEN

The Moderate-Income Mortgage Assistance (MIMA) Program is designed to provide first-time homebuyer assistance to moderate-income households to purchase homes within the City. The program offers a maximum deferred payment loan of up to 10% of the purchase price, capped at $30,000.

1st TIME HOMEBUYERS: Low to Moderate Income Purchase Assistance

This Purchase Assistance program provides low and moderate-income applicants with a deferred payment loan assistance up to $90,000 to cover down payments and/or closing costs for the purchase of an owner-occupied home.

FOR RENTERS: Rental Assistance Program

Program Opens October 29, 2026

This Program provides upfront financial assistance for low to very low income households up to $8,000 to cover first & last month's rent, Security Deposit, and/or Utility Connection.

FOR HOMEOWNERS: Residential Utility Connection

This program provides grant assistance up to $5,000 to connect to the City’s main sewer system. This activity benefits low income persons.

FOR HOMEOWNERS: Minor Home Rehabilitation Program

Application Period Closed

Housing rehabilitation assistance provides a maximum award amount of $70,000 and is available to very low, to low income households. The funds may be used:
— To correct building code violations
— Make barrier-free modifications
— Install hurricane protection
— Address weatherization improvements

PUBLIC NOTICE

NOTICE OF FUNDING AVAILABILITY FOR
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) AND
COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) PROGRAMS
FISCAL YEAR 2026-2027

CONSOLIDATED PLAN

The Consolidated Plan is a federally required plan for Entitlement Communities who receive annual federal grants on a federal basis from the U.S. Department of Housing and Urban Development (HUD). These funds are directed to address community needs

Plans and Reports

SHIP Local Housing Annual Plan (LHAP) 2025-2028 - Amended

The LHAP is a three-year plan that defines how the City will use state funds from SHIP to provide affordable housing, down payment assistance, and home repairs. Following the enactment of Senate Bill 594 signed into law on June 26, 2026 (effective July 1, 2026), the LHAP has been amended to incorporate a specific manufactured housing (mobile home) strategy.

View the proposed amended LHAP here: SHIP Local Housing Assistance Plan (LHAP) 2025-2028 - Amended(PDF, 3MB)

SHIP Program Annual Report

All jurisdictions participating in the SHIP Program prepares an annual report of its local affordable housing program expenditures, leveraging and beneficiary characteristics (demographics). Annual Reports include the close out year and one interim year.

View the City of Miramar for SHIP Annual Report for Program Year 2023/2024: SHIP Annual Report 2023-2024(PDF, 273KB)

Homeownership Counseling

Homebuyer Education and Homeownership Counseling

For foreclosure prevention counseling, pre-purchase and post-purchase counseling, fair housing assistance, and assistance with budgeting contact a certified counseling agency via the the U.S. Department of Housing and Urban Development at https://www.hud.gov.

Local HUD-Approved Certified Counseling Agency:

Housing Foundation of America, Inc.

Broward County: 954-923-5001

Palm Beach County: 561-713-1457

Miami-Dade County: 786-842-3843

https://www.homeapproved.org

Renter's Rights

TENANTS HAVE RIGHTS

Just as tenants have responsibilities under Florida law and through lease agreements—including paying rent, keeping the unit clean and in working order, and not disturbing the peace—landlords have certain requirements and restrictions as well, such as providing a clean and safe property by maintaining the major systems and the building structure.

KNOW THE LAW at https://www.broward.org/planning/renters/Pages/default.aspx

The Housing Division is committed to ensuring that all Miramar residents have access to quality housing options and the support needed to achieve their housing goals.

Contact Us

For more information or assistance, residents can contact the Housing Division at (954) 883-5030 ext. 2 or email housing@miramarfl.gov.

Se habla español / Nou pale Kreyol

Carolyn Francis-Royer

Chief Housing Administrator

Delissa Corbin

Economic Development Analyst

Phone: 954.602.3280

Lawanda Hardemon

Economic Development Analyst

Phone: 954.883.5386

Eva Petitfrere

Economic Development Analyst

Phone: 954.883.5328

Anika Smith

Economic Development Analyst

Phone: 954.883.5347

Development

City Property Available for Development as Affordable Housing: Pursuant to Florida Statue 166.0451 Disposition of Municipal Property for Affordable Housing, a review of the inventory list of real property owned by the City has been conducted to determine if any of these properties are surplus property appropriate for development as affordable housing. There are no properties owned by the City that are appropriate for development as affordable housing at this time.