Mortgage Assistance (MIMA) Program

Pre-Screening Forms will be available beginning March 3, 2025 through March 20, 2025. CLOSED 

The Moderate-Income Down Payment Assistance Program is designed to provide first-time homebuyer assistance to moderate-income households, enabling them to purchase and occupy homes within the City. The program offers a maximum deferred payment loan of up to 10% of the purchase price, capped at $30,000, to help cover down payment, closing costs, or reduce the first mortgage. This assistance will make homeownership more attainable for households that fall within this income bracket.

Program Features:

  • Maximum Assistance: Up to $30,000 in deferred loan assistance.
  • Eligible Uses:
    • Down payment assistance
    • Closing costs
    • First mortgage reduction
  • Eligible Properties: Owner-occupied housing within the City of Miramar

Program Eligibility:

  • Income Limits: Household annual income cannot exceed $165,000.

This program represents the City's commitment to expanding homeownership opportunities for moderate-income residents and supporting the growth of a community.

 

 

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